Like many of you I have a record collection that is of substantial
value, both economic and historical, and in many instances contains
items that are so scarce as to be essentially irreplaceable for all
intents and purposes. I lie awake at night, in bad humor, imagining the
catastrophic loss I would incur if my collection were somehow wiped out.
Apropos of this I have considered an insurance policy to cover this
eventuality. Can anyone here give me their thoughts, experiences and
insights into the pros and cons of such a solution to my insomnia?