I believe in preparing for the future and anything can happen. No one
predicted that Christchurch, NZ, would get hit by a 7.1 earthquake, and we
have had 4328 quakes since Sept 4, 2010. We continue to sustain damage with
each aftershock on a daily basis.
Never think it won't happen here as it just does, just look at the floods in
Queensland, Australia, they are devastating. You could have an electrical
fire from you PC, who knows, but never be complacent, be ready and prepared
for anything......a thug could even decide to nut off in your house and
sledgehammer all your discs. Think about it, we live in a crazy and
My advice>>>>>>>>>>Get insuranced now for any event, certainly glad I am.
'living on shakey ground'
On Wed, Jan 12, 2011 at 6:03 PM, Steven C. Barr <[log in to unmask]>wrote:
> From: "Aaron Levinson" <[log in to unmask]>
>> Dear Friends-
>> Like many of you I have a record collection that is of substantial value,
>> both economic and historical, and in many instances contains items that are
>> so scarce as to be essentially irreplaceable for all intents and purposes. I
>> lie awake at night, in bad humor, imagining the catastrophic loss I would
>> incur if my collection were somehow wiped out.
>> Apropos of this I have considered an insurance policy to cover this
>> eventuality. Can anyone here give me their thoughts, experiences and
>> insights into the pros and cons of such a solution to my insomnia?
>> This depends on one important question...?! Do you OWN your
> current living quarters...or are they rented? If the former (own), you
> should check your "homeowners" policy to see what your contents
> are insured for/against...then talk to the agent about adding specific
> coverage for your records.
> If the latter (rent), you will need to purchase insurance covering
> the "contents" of your premises. When doing so, you may need
> to establish exactly what it covers?!
> I should do this; however, my house has been standing since
> 1869...and I rigourosly avoid the use of any flame-related
> devices! As well, Oshawa, Ont'o., Canada is well north of
> "tornado country" and not in a seismically-active area...?!
> Steven C. Barr