I think the tool is referring to the number of analysis points it needs for the calculation to be reliable not the credits needed to run the analysis.
Sounds like a question for Esri tech support…
Chief, R&D, Congressional Research Service Group
Library of Congress
I was trying to use an analysis tool on the AGOL account that would have used credits, which I thought was fine since we have unlimited credits (right?). But, I got the following error message:
The analysis options you selected require a minimum of 60 points to compute hot and cold spots. Find Hot Spots failed.
Any ideas? Have our credits not been installed yet?
Foreign Affairs, Defense, and Trade
Congressional Research Service